Free services included in every checking account
- Digital Banking
- Debit or ATM-only card
- Bill Pay
- Direct deposit and auto debit
- eStatements and combined statements
Small Business Advantage-e
This is a great checking account for businesses who don’t mind receiving electronic statements.
- FREE eStatement
- FREE night deposit service
- First 500 items (checks written, checks deposited, deposits made) processed per month are FREE. $0.50 per item thereafter
Small Business Advantage +
This checking account is designed for businesses that prefer to receive paper statements.
- FREE night deposit service
- First 500 items (checks written, checks deposited, deposits made) processed per month are free, and then $0.50 per item thereafter
- $5 monthly service charge for paper statements
Municipal Investment Checking
This account is designed for municipalities and other publicly supported agencies, such as towns, schools and local, self-government incorporations.
- Interest-bearing account
- Checking products can be used in conjunction with all of our business electronic banking services including Digital Banking and Bill Pay.
Please note:
A $100 initial deposit is required at account opening unless otherwise indicated. An early closure fee may apply (on accounts open less than one year).
Other fees and charges that may apply are outlined in our Fee Schedule.*
*This link opens a PDF. Click here to download Adobe PDF Reader.
Bill Pay
Access and pay your bills in one spot
Organize all your bills and have payments sent out on time, every time. No writing checks or stamping envelopes required!
Digital Banking for Business
24-hour access to all your business and personal accounts
Digital Banking contains helpful optional tools to process direct debit and credit files such as payroll, deposit checks from your home or business and includes a check fraud prevention service.
Positive Pay
Protect your business from forged, altered or counterfeit checks
Positive Pay is a check fraud prevention product offered at no charge for those National Bank of Middlebury customers enrolled in Digital Banking.