FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

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Certificate of Deposit

  • Fixed or variable interest rate options
  • Interest credited monthly (penalties assessed for early withdrawal)
Rates accurate as of 02/03/2025 and may change at any time.
*APY = Annual Percentage Yield.
Account Type APY* Interest Rate Minimum deposit
7-Month Certificate 3.82% 3.75% $2,500

Money Market

  • Minimum $100.00 to open
  • Minimum $2,500.00 balance to avoid service charge
  • Fees could reduce the earnings on the account
  • Rates are variable and may change after account is opened
Rates accurate as of 02/03/2025 and may change at any time.
*APY = Annual Percentage Yield.
APY* Interest Rate Balance to earn APY advertised
0.40% 0.40% >$500,000.00
0.30% 0.30% $150,000.00 – $499,999.99
0.15% 0.15% $50,000.00 – $149,999.99
0.10% 0.10% $25,000.00 – $49,999.99
0.05% 0.05% $0 – $24,999.99

Current IntraFi Network Deposits Rates

  • Minimum to open: $10,000
  • Maximum: $100,000
  • 13 weeks to 5 year terms with $10,000 minimum deposit
  • Interest credited monthly
  • Enables FDIC insurance up to $50 million (penalties for early withdrawal)
Rates accurate as of 02/03/2025 and may change at any time.
*APY = Annual Percentage Yield.
Account Type APY* Interest Rate
6-Month Fixed Rate 3.45% 3.40%
1-Year Fixed Rate 1.00% 0.995%
2-Year Fixed Rate 1.20% 1.19%
3-Year Fixed Rate 1.25% 1.24%