Positive Pay

Positive Pay is a check fraud prevention product offered at no charge for those National Bank of Middlebury customers enrolled in Business Digital Banking. It allows you to verify that issued checks presented to NBM are not forged, altered or counterfeit.

How does it work?

  1. The business uploads a check register of checks issued by them.
  2. Positive Pay matches the dollar amount of each check, the check number and the account number that is presented for payment against this register.
  3. If the information does not match, NBM will send an exception report email to you the following day to review the item(s) to pay or to return.
  4. If no response is provided by you, the item will be returned to payee as ‘refer to maker.’ 

Get started with Positive Pay today!

Please send us a secure message through Business Digital Banking or give us a call at 877-508-8455 to learn more about Positive Pay and sign up today!