Secured and Unsecured Loans

Big things on the horizon? We’re excited for you! No matter what you are saving toward, a personal loan can help you bridge the gap. Our lenders would be happy to work with you to structure a secured on unsecured loan for that special purpose.

The benefits of a Personal Loan

Borrow money for almost any purpose

Enjoy the flexibility a personal loan provides, customized to your unique goal or needs!

Fixed rates help you stay on budget

Interest rates and loan terms on a personal loan are fixed, allowing you to choose a loan and payment amount that fits within your budget.

Superior, local service

Your loan is serviced locally. Help is just a phone call away, or you can stop into any of our branch offices!

Common reasons to seek a personal loan

Consolidate your debt

Often personal loans have lower interest rates than credit cards, which makes them a great way to consolidate your debt to one monthly payment. With fixed terms, you will know exactly when you will pay it off in full.

Home improvement

Some home improvement projects can’t wait and a personal loan is a great way to finance these

Planning for a wedding

Weddings are a large financial undertaking, we can help spread that cost out over the life of a personal loan.

Ready to get started?

Contact us today today to set up an appointment, we can help guide you through the process keeping your unique needs in mind. Or, apply online today!

apply today

Convenient ways to pay your NBM loan

Online Banking
Within our Online Banking, you can transfer money from your deposit account to pay your loan online. Or, you can set up recurring payments. Current Online Banking users: Log in here to pay your loan. Not yet enrolled? Enroll now.

Recurring automated funds transfer
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Transfer to set up recurring payments.

Recurring automated funds transfer from another institution
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account at another institution on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Non-NBM Account Transfer to set up recurring fund transfers.

One-time payment for non-deposit account customer
Make a one-time payment withdrawn from your deposit account at another financial institution by submitting this secure form: One Time Payment Non-NBM Account Transfer.

In person
You can make a payment by cash or check at any of our branch locations with a teller or at an ATM.

By mail
You can mail us a check to pay your loan. Just write your loan account number on the memo line and then mail it to:

National Bank of Middlebury
ATTN: Loan Department
PO Box 189
Middlebury, VT 05753-0189