FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Why choose a credit card with NBM?

Wide acceptance

Whether you choose MasterCard or VISA, you can expect your NBM credit card to be accepted worldwide

Online account management

See your balance, review transactions, and make payments online and with the Card Service Center mobile app

Receive alerts

Receive a text message or email when your card is used or set custom alerts online

Personal MasterCard

  • Everyday low APR on purchases after introductory period ends
  • 0% Introductory APR on purchases made the first 15 months after account opening
  • No annual fee
  • 0% Introductory balance transfer APR for 15 months. 3% fee applies to each transaction. Subject to credit approval.

Personal Visa

  • Everyday low APR on purchases after introductory period ends
  • 0% Introductory APR on purchases made the first 15 months after account opening
  • No annual fee
  • 0% Introductory balance transfer APR for 15 months. 3% fee applies to each transaction. Subject to credit approval.

Ready to apply?

Download the application below to get started.

Need help with your application?
Customer Service: 800-367-7576
Fax: 877-809-9162
email: [email protected]

Download application*

To apply your new credit card, you will need to provide the following information.

  • Social Security number and date of birth for all individuals on the account
  • Phone number and email address
  • Physical address (no post office boxes)
  • License or passport information for all individuals on the account

Please note:

National Bank of Middlebury credit cards are issued and serviced by TIB, National Association. To manage your credit card account online, visit www.cardaccount.net. TIB customer service can be reached at 800-367-7576 or 972-969-4872.

*This link opens a PDF. Click here to download Adobe PDF Reader.

Credit Builder Loan

Build or Improve Your Credit

Do you have poor credit or no credit? A Credit Builder Loan may be able to help! Our credit builder loan is a secured loan for one year. If you are looking to buy a car, home, or other large purchase, this can be a great way to build credit history for a future loan. Making payments on time throughout the loan term may help improve your credit score.1

Credit Builder Loan

Debit cards

Access your accounts anywhere MasterCard is accepted—online or in-person.

Pay for purchases using funds from your account without writing checks.

debit cards

1The Credit Builder loan is not guaranteed to establish or improve your credit score. Failure to make required monthly minimum payment by the payment due date for the Credit Builder loan will result in negative reporting to the credit bureaus and may negatively impact your credit score(s).  Negative credit history from Lender or other creditors will not be removed from your credit report as a result of this program. In order to qualify for a Credit Builder loan, you agree that the full proceeds of the loan will be transferred into a National Bank of Middlebury savings account. This savings account will be used as collateral for the loan. Rate and terms are subject to change. Successfully paying back a credit builder loan is not a guarantee of approval for any future loan.