Why open a Certificate of Deposit?

Add diversity to your savings portfolios ​

A Certificate is a great place to save money that you won’t need to touch until the term ends.

Keep your money safe & secure

The value of your Certificate won’t change with the stock market.

Earn interest

Watch for CD specials to maximize your dollars.

Free services included with every CD account

  • Online & Mobile Banking
  • eStatements and combined statements
  • Automatic transfer at term end

Certificate of Deposit

  • Fixed or variable interest rate options
  • Interest credited monthly (penalties assessed for early withdrawal)
Rates accurate as of 05/01/2024 and may change at any time.
*APY = Annual Percentage Yield.
Account Type APY* Interest Rate Minimum deposit
7-Month Certificate 4.08% 4.00% $2,500
7-Month High-Balance Certificate 4.24% 4.15% $50,000
7-Month High-Balance Certificate 4.60% 4.50% $100,000

Ready to open a CD?

Visit any of our convenient local branches to open a CD today.


To open your new NBM account, we will need the following information.

  • Social Security number and date of birth for all individuals on the account
  • Phone number and email address
  • Physical address (no post office boxes)
  • Mailing address if different from physical address
  • Debit card or account for funding the initial deposit for your new account
  • License or passport information for all individuals on the account

NBM Mobile App

24/7 access to your CDs

WIth the NBM Mobile App, access your CDs to view balances, view account history and more!

NBM Mobile App