Why open a Health Savings Account (HSA)?

Pre-tax and tax deductible contributions

HSA contributions can help lower your income taxes.

Earnings accumulate tax-free

Interest earned on your HSA is not taxed.

Distributions are tax-free when used for qualified medical expenses

Visit irs.gov to see what expenses qualify.

No monthly or annual maintenance fees

That’s right, we won’t charge you just for having your account here!

HSA balances roll over from year to year

No need to spend all your HSA money in one year, you can carry over your balance for future medical expenses.

Free services included in every checking account

  • Online & Mobile Banking
  • Mobile Deposit
  • Debit or ATM only card
  • Bill Pay
  • Direct deposit and auto debit
  • eStatements and combined statements

Ready to start saving for your health?

Easily and securely start your application process today!

Apply now

To open your new NBM account, we will need the following information.

  • Social Security number and date of birth for all individuals on the account
  • Phone number and email address
  • Physical address (no post office boxes)
  • Debit card or account for funding the initial deposit for your new account
  • License or passport information for all individuals on the account
  • School information if you are a student

Please note:

  • A $25 initial deposit is required at account opening unless otherwise indicated.
  • Set-up fee is $25 (waived if not ordering checks)
  • Early closure fee on accounts open less than one year
  • Other fees and charges that may apply are outlined in our Fee Schedule.