Why choose a Home Energy or Home Improvement Loan with NBM?
By making your home more energy efficient you can save on heating, cooling and water bills all year round.
Better for the planet
Our financing can help you complete the projects to reduce your carbon footprint.
Competitive rates and terms
Check out our current rates below!
Home Energy & Home Improvement Loans
Maximum term based on loan amount:
Up to $5,000: max 5-year term
$5,001 – $20,000: max 10-year term
$55 origination fee applies.
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Convenient ways to pay your NBM loan
Within our Online Banking, you can transfer money from your deposit account to pay your loan online. Or, you can set up recurring payments. Current Online Banking users: Log in here to pay your loan. Not yet enrolled? Enroll now.
Recurring automated funds transfer
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Transfer to set up recurring payments.
Recurring automated funds transfer from another institution
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account at another institution on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Non-NBM Account Transfer to set up recurring fund transfers.
One-time payment for non-deposit account customer
Make a one-time payment withdrawn from your deposit account at another financial institution by submitting this secure form: One Time Payment Non-NBM Account Transfer.
You can make a payment by cash or check at any of our branch locations with a teller or at an ATM.
You can mail us a check to pay your loan. Just write your loan account number on the memo line and then mail it to:
National Bank of Middlebury
ATTN: Loan Department
PO Box 189
Middlebury, VT 05753-0189