Personal Loans

Community banking means we are there when you need us. Our goal is to provide you with the right loans to meet all of your borrowing needs.

Why NBM?

Local service

Our loan officers live and work in your neighborhood, and you can meet with them face-to-face in any of our branch offices.

Competitive rates

We offer some of the best rates in our market making your project or purchase more affordable.

Expertise

When you get a personal loan from NBM, you get the knowledge and expertise of our lending team through the entirety of your loan.

Auto loans

Designed for someone seeking a loan for a new or used automobile or recreational vehicle.

  • This includes ATVs, snowmobiles, motorcycles, boats, campers and motor homes.
  • These loans are a great way to establish credit and build a banking relationship.
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Secured and Unsecured Personal Loans

What big things are on your horizon? Wedding, vacation, moving expenses, big purchases?

No matter what you are saving toward, a personal loan can help you bridge the gap. Our lenders would be happy to work with you to structure a secured on unsecured loan for that special purpose.

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Home Energy & Home Improvement Loans (Unsecured)

Whether your house is a little drafty from old windows, the insulation needs improvement or you’d like to save some money off your energy bills with solar panel installation, this loan is for you! We can help you finance:

  • whole house energy & renewable energy
  • heating, cooling & ventilation – including heat pumps
  • windows & doors
  • air sealing & insulation
  • home renovations
  • outdoor structures and more
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Convenient ways to pay your NBM loan

Online Banking
Within our Online Banking, you can transfer money from your deposit account to pay your loan online. Or, you can set up recurring payments. Current Online Banking users: Log in here to pay your loan. Not yet enrolled? Enroll now.

Recurring automated funds transfer
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Transfer to set up recurring payments.

Recurring automated funds transfer from another institution
With this service, you can set up a monthly payment of your loan that will be automatically withdrawn from your deposit account at another institution on a date you choose. Visit any NBM location, call 877-508-8455 for assistance or submit this secure form: Recurring Loan Payment Non-NBM Account Transfer to set up recurring fund transfers.

One-time payment for non-deposit account customer
Make a one-time payment withdrawn from your deposit account at another financial institution by submitting this secure form: One Time Payment Non-NBM Account Transfer.

In person
You can make a payment by cash or check at any of our branch locations with a teller or at an ATM.

By mail
You can mail us a check to pay your loan. Just write your loan account number on the memo line and then mail it to:

National Bank of Middlebury
ATTN: Loan Department
PO Box 189
Middlebury, VT 05753-0189