We offer a variety of loans to meet you and your family’s individual needs.  See the links to learn more about our specific products or call a member of Community Lending team today.

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  • Hometown Advantage Mortgage

    Hometown Advantage loans are designed to be sold to third parties. The benefit of this type of loan is that it is serviced by the NBM staff you know and trust throughout the life of the loan.

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  • Vermont Housing Finance Agency

    Vermont Housing Finance Agency (VHFA) is a state chartered agency that finances and promotes affordable housing opportunities for low and moderate income Vermonters through homeownership.

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  • No Nonsense Mortgage

    No Nonsense Mortgages are 100% local. Once you purchase your home, the loan is held in the NBM in-house loan portfolio and serviced by your trusted NBM team. This program does not offer 30 year fixed rate mortgages.

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  • Green Advantage Construction Loan

    National Bank of Middlebury is committed to renewable energy initiatives, to the reduction of energy consumption and to a future built on sound energy principals. We care about our communities and our collective future. We support many energy endeavors that work towards a greener environment.

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  • Home Equity Line of Credit

    A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your residence. It provides access to funds to use for home improvement, education and debt consolidation.

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  • TLC Loan

    The Tender Loving Care loan was created to help you quickly access the funds needed to fund your home construction project or support your purchase of a new property that requires rehabilitation.

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