FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

The last business day of the year is Friday, December 29th at 5:00PM.

The near year is coming early. Don’t run out of time! Any transactions after the times noted below will be credited in 2024.


The cutoff times are as follows:

  • 3:00PM ATM transactions
  • 4:00PM Night drop
  • 4:00PM Mobile deposits
  • 5:00PM online, lobby, and drive-up transactions

To assure your transactions (deposits, withdrawals, loans or safe deposits box (SDB) payments) are applied to your account(s) by year-end 2023, please note the deadlines above on Friday, December 29, 2023. Any transactions after the times indicated will be credited in 2024. Saturday, December 30, 2023 is a 2024 business day. Any transactions (online, at ATMs, in person, at drive-ups) conducted on December 30, 2023 will be applied to your accounts on Tuesday, January 2, 2024.