The last business day of the year is Friday, December 29th at 5:00PM.

The near year is coming early. Don’t run out of time! Any transactions after the times noted below will be credited in 2024.


The cutoff times are as follows:

  • 3:00PM ATM transactions
  • 4:00PM Night drop
  • 4:00PM Mobile deposits
  • 5:00PM online, lobby, and drive-up transactions

To assure your transactions (deposits, withdrawals, loans or safe deposits box (SDB) payments) are applied to your account(s) by year-end 2023, please note the deadlines above on Friday, December 29, 2023. Any transactions after the times indicated will be credited in 2024. Saturday, December 30, 2023 is a 2024 business day. Any transactions (online, at ATMs, in person, at drive-ups) conducted on December 30, 2023 will be applied to your accounts on Tuesday, January 2, 2024.