Exceptional service with the latest technology for business banking

As one of the leading commercial loan institutions in the market, we offer account options for large and small businesses designed to meet your needs and goals with competitive rates, low fees and easy access.

When you bank with NBM, you choose…

Local decision making

Many banks are part of huge conglomerates. Decisions that affect your business may be made thousands of miles away. But, that’s not us. We serve west central Vermont and we are right here with you, every step of the way.

Products to support all types and sizes of business

Big or small, simple or complex, we have products and services to meet your needs. Vermont has over 70,000 small businesses that comprise 96% of all employers. We understand the challenges of running a small business and offer a wide variety of products to help you succeed, including state-of-the-art technology and financial solutions you would expect from a much larger financial institution.

Hear it right from our business clients

Tanner Romano from Naylor & Breen describes how National Bank of Middlebury is easy to work with.

Benjamin Putnam from Putnam & Menard, PLC loves the personal connection at National Bank of Middlebury.

Holmes Jacobs from Two Brothers Tavern in Middlebury says National Bank of Middlebury knows what it means to do business in a small town.

Eliza Benton and Ian Huizenga from Antidote in Vergennes appreciate the communication and support from National Bank of Middlebury.

Riker Wikoff and Peter Brooks from Red Clover Ale in Brandon said it was important to them to bank with an institution with their shared values.

Lisa Phelps from Parlour in Middlebury likes that any questions she has get immediate answers at National Bank of Middlebury.

Mark Perrin from Green Peppers Restaurant in Middlebury says it is important to him that the decision makers of National Bank of Middlebury are all local.

Our commitment to local investment

Together, working with Addison County Economic Development Corporation, Small Business Development Center, United States Small Business Administration, United States Rural Development Loan Fund, Vermont Economic Development Authority and Center for Women & Enterprise, we provide enhancements and opportunities for loan relationships.

Logos of National Bank of Middlebury's economic partners

We have been dealing with NBM for our entire 20 year history as we have grown from four employees to 14 and into two locations. At every step of the way, NBM has been ready to help with advice on real estate and business lending and support.

Eric Belliveau, Optimal Energy Partner

In need of a commercial loan? Meet our expert commercial lending team.

Our commercial lending team has the local knowledge and experience to aid in all your business transactions.

Commercial Lending Team

Entrepreneur using laptop

Projects we were proud to be a part of:

Claybrook at Vergennes

Claybrook at Vergennes is thoughtfully planned, beautiful, affordable community housing within walking distance of Vergennes downtown.

“I want to express thanks for a great year working with National Bank of Middlebury. You made what is normally a complicated loan process straight-forward and efficient. The speed in which we obtained our loan enabled us to start infrastructure in the spring and make sales in the summer and fall. Activity at the Claybrook at Vergennes project is strong and we are looking forward to a productive 2017.”

Bristol Fire Station

We are pleased to have been a part of building a new Bristol Fire Station.

“The much revered old station was built in 1897 and was literally crumbling. The new Bristol Fire Department building has been designed to meet the needs of the community for the next 100 years and will house all the apparatus and operations in one place. It will be a safer, healthier work environment for firefighters and will have handicapped accessibility for the public.” – Therese Kirby, Bristol Town Administrator

The Congregational Church of Middlebury (UCC)

The Congregational Church of Middlebury (UCC) was completed in 1809 at a cost of $9,000. It is considered architect Lavius Fillmore’s masterpiece. It is a vital, evolving symbol of community outreach and inclusion in the heart of Middlebury Village.

“It is a pleasure to have a local bank work with us on a project that is intended to welcome one and all. Our expansion will not only increase our space, it will also increase space for the Charter House Coalition and their needs.”

Lawes Ag in Brandon

One of the first things that comes to mind when you say ‘Vermont’ is agriculture. Agriculture is more than farms; it also includes businesses that support farms. Lawes AG has been serving the agricultural needs of Vermont, Eastern New York and Western New Hampshire since 1986. NBM was pleased to be part of their project to install solar panels on their facility in Brandon.

“National Bank of Middlebury is very easy to work with and willing to go the extra mile to understand our business and structure financing to meet our needs.”