Personal banking and deposit account benefits

  • No minimum balance requirements on checking accounts

  • 50% off a safe deposit box for the first year

  • Free budgeting tools with Personal Financial Management

  • Easily switch subscriptions from one debit card to another with Card Swap

  • Account opening online or at your place of employment as requested

To start enjoying these benefits, apply for your deposit account today!

Already have an account at NBM? Not to worry, the benefits will automatically be applied.

Personal banking options

Looking for a loan? Explore your home-buying, car loan, personal loan and HELOC benefits below:

  • Discounts on automobile, recreation and personal loans, and Home Equity Lines of Credit (HELOC) with automatic payments from an NBM deposit account
  • Homebuyer 101 classes, offered virtually or in person (these can be one-on-one or in small groups)

  • Optional HELOC conversion that allows the flexibility to lock in a fixed-rate on an outstanding balance

  • Free appraisal for the purchase of a primary residence*

  • Loan meetings or closing at your place of employment as requested

Find the perfect loan for your home-buying and renovating needs

Mortgage Center

Additional benefits

  • Free events on homebuying, retirement planning, insurance, or fraud (in-person at your workplace or virtual)
  • Knowledgeable customer service and a local call center
  • Wealth management, retirement planning and trust services through CFSG**

Select Checking

Select Checking is a flexible account, customized to fit your life.

Choose the account options that suit your preferences and lifestyle, and enjoy the convenience of custom banking.

Select Checking

Savings & Certificates

Set a savings goal, we can help you reach it!

Whether you are saving for your future, a special event or a project, National Bank of Middlebury has a savings account for you.

Savings & Certificates

Family unpacking boxes in their new home.

Mortgage Center

Buying a home? Get your mortgage with us!

We help make the homebuying process easy. Our experienced lenders will guide you step-by-step to make your homeownership dream a reality!

Mortgage Center

* Community Financial Services Group, LLC (CFSG) is the trust and investment management affiliate of National Bank of Middlebury, Community National Bank, and Woodsville Guaranty Savings Bank. CFSG is also the trust and investment non-affiliate for Peoples Trust Company of St. Albans. CFSG accounts are not obligations of, or guaranteed or insured by any bank or any depository institution, the FDIC, the Federal Reserve Board or any government agency. Investments are subject to risk, including the possible gain or loss of principal.

** Offer valid for primary residence purchases only, including modular, condominium, townhome and doublewide manufactured homes. Maximum value $600. Credit not to exceed actual cost.