As a local bank, we know “big” is not about size.

It’s about how we deliver answers and access, helping you reach the goals that are meaningful in your life. NBM is an independent community bank and our mission is to serve your needs through products and financial services you can count on. That’s why we want to make 2019 a year that sees you achieve your goals—whether it’s through saving or investments, buying or building a home or addition, or just making banking more convenient for you with online services and mobile deposit. You are our neighbors and we want to deliver a personal experience to you.

Check out some of our most popular products and services below to start your new year off on the right financial foot.

NBM iSave savings account:

Are you saving for a particular goal or event? Maybe it’s for the trip of a lifetime, a new baby, or the downpayment for a new car. If your savings timeframe is between 12 and 24 months, our iSave account may be perfect for you. With a premium interest rate paid for the first three months, it is less volatile than mutual funds or stocks, offering a safe place for your money to grow and a guaranteed income through interest. And, our iSave account includes all the features of our other savings accounts. For more information and to learn how to open an account, click the link below to learn more.

Learn More »

Is it time for a spending plan?

Spending Plan by NBMNo matter your goal, a spending plan is the perfect place to start. Looking at your current spending habits and creating a spending plan is a great exercise to help you see your current financial ‘big picture’. Where is your money going? What are the necessities? What are the expenditures you might be willing to forgo for the goal you are working towards? The exercise ends with the creation of a spending plan that allocates your income into different buckets—monthly bills, current debt, savings, etc. Once you have your plan, stick to it and see yourself get closer to your goals every month!

Download our spending plan so that you can start making your spending work towards your goals!
Download now »
This link opens a PDF, click here to get Adobe PDF Reader.

Have more expenses than income? Come talk to us about ways to reduce your debt so you can get on track to reach your goals. Find our contact information here »

Community Financial Services Group (CFSG):

When you need unbiased and complete trust with investment advice, you can depend upon CFSG, our trust and investment management affiliate. They listen and take the time to get to know you so they can completely understand your financial situation and goals. Come talk to Paul Valente at our Main Office in Middlebury to discuss everything from asset management, to trusts and estates, to your retirement plans. Learn more about CFSG at or schedule an appointment with Paul today!

Visit CFSG »

Disclaimer: Community Financial Services Group, LLC (CFSG) is the trust and investment management affiliate of National Bank of Middlebury, Community National Bank, and Woodsville Guaranty Savings Bank. CFSG is also the trust and investment non-affiliate for Peoples Trust Company of St. Albans. CFSG accounts are not obligations of, or guaranteed or insured by any bank or any depository institution, the FDIC, the Federal Reserve Board or any government agency. Investments are subject to risk, including the possible gain or loss of principal.

Mobile deposit with our NBM app:

For the latest in banking convenience, be sure to download our app on your smartphone! Wherever you are, you can have access to your savings, checking, loans and more. With our app, you’re able to transfer funds, make loan payments, see your balances and, with our newest feature, make check deposits. Using a camera-enabled smartphone or tablet, you can securely and conveniently make the deposit anytime, anywhere—no need to visit a branch, find an ATM or mail in a check!

Learn More »

Don’t have the NBM app already? Download it here:

These buttons take you off-site and should be accessed from your phone or tablet.

android itunes


A service designed especially for our business clients, large or small, eCorp provides a gateway to centralized account management, including direct deposit capability, tax payments and more. We provide on-site and hands-on training and troubleshooting, all in an effort to make your busy life as a business owner a little simpler.

Learn More »

Ready to build, buy or use some of your home equity?

Come in and talk to one of the members of our amazing lending team. One of the many benefits of working with a local bank is that your lenders are local as well. They know the communities you’re hoping to live in because they live, volunteer and send their children to school in those communities too. Which means they understand you’re buying more than a home, you’re establishing a life—and want to know about the school systems, employment, social services and where to get the best lunch deal in town. Call one of our lenders or go online to discover which of our loan programs will work best for you.
Meet our lenders »

Home Equity Line of Credit

Perhaps you’ve already settled in one of our great communities and want to add on to your home or the harsh weather has put a new roof in your future. Consider talking with us about a Home Equity Line of Credit (HELOC). A HELOC allows you to borrow money against the equity you’ve built in your home as needed, paying back the principal balance as you see fit. Unlike many HELOCs available in the marketplace, we do not charge a draw fee, annual fee or early closure fee. Talk to one of our lenders to see if a HELOC is right for you.

Learn More »

These are just a few of the ways we deliver big products and services on a hometown level. And, as always, we’re available for a one-on-one consultation to help you plan your course of action.