Positive Pay is a check fraud prevention product offered at no charge for those National Bank of Middlebury customers enrolled in eCorp. It allows you to verify that issued checks presented to NBM are not forged, altered or counterfeit.

How does it work?

Positive Pay works by matching the dollar amount of each check, the check number and the account number that is presented for payment against a check register that has been previously uploaded and issued by the business. If the information does not match, NBM will send an exception report email to you the following day to review the item(s) to pay or to return. If no response is provided by you, the item will be returned to payee as ‘refer to maker.’ 

Please contact Electronic Services or a Customer Service Representative at 877-508-8455 to learn more about Positive Pay!