FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Why open a Goal?

A savings plan to follow

Choose what you’re saving for, how much you’re saving, and when you want it completed. Goals will track your progress and help keep you on task!

Easy to set up

Just log in to Digital Banking and click “Start saving” under GOALS (just above your accounts). You can open as many Goals as you like!

Make saving automatic

You can set up periodic automatic transfers when you open up your Goal, or transfer on your own terms if you choose.

Screenshot of Goals showing an airplane with a goal called My Vacation that is 22% on track in seven months. Next to that are shown suggested goals to save for an emergency or for a new ride.

There’s a better way to save — and know how much you’re saving.

Realizing your savings goals isn’t always easy. We’re making it simpler through the ease and convenience of digital banking. No matter your objective, Goal-based Savings gives you the power to create, fund, and manage your savings goals — online or on your mobile device.

With recommended transfer amounts and frequencies—and the ability to track your progress in real time—you have everything you need at your fingertips. We know that life is full of change, so Goal-based Savings lets you update your savings goals to reflect your evolving needs. 

And to add to your peace of mind, your funds are FDIC-insured and immediately available should your needs change.

Ready to start saving? Set up your Goals today!

Just log in to Digital Banking and click the “Start saving” button!

Digital Banking Login

Frequently Asked Questions

No, you can open as many goals as you like!

To open a Goal, log in to Digital Banking, then:

  1. Under GOALS, click one of the “Start saving” buttons (you can use one of the suggestions, or click the + button to choose your own category)
  2. Choose a category, create a name, enter the amount you want to save, and select your target date
  3. Agree to the terms in the Truth in Savings Disclosure
  4. Click Save Goal

You can then choose to set up automatic transfers or choose the option to transfer on your own terms.

To close a Goal, log in to Digital Banking, then:

  1. Under GOALS, click the Goal you wish to close.
  2. Click Details & Settings
  3. Click Transfer & Close Goal

No, there is no penalty to close a Goal early. You can modify or close a Goal at any time and transfer any saved money back into one of your other accounts.

Yes, you must have a National Bank of Middlebury checking or savings account to open a Goal. If you have multiple accounts, you can choose to transfer money to your Goal from any one of them.

No. Goals are displayed in order of whichever is ending the soonest, from left to right.

No. A Goal will only be seen by the person who opened the Goal. Even if you share other accounts with someone else, only you will see the Goal accounts you open up. If you transfer money to a Goal from a shared account, the other person can see the transfer on the shared account, but they will not see or have access to the Goal account.

Yes, Goal accounts do generate bank statements. You can view your Goal bank statements along with your other account statements from the Statements menu in Digital Banking.

Yes, you can only open Goals within Digital Banking.

Sorry, business customers cannot open Goals. However, we do have other saving products for businesses. Learn More »