Hometown Advantage Mortgage

Conventional: primary residence, year round second home or investment properties

Minimum down payment: 5% for primary & 10% secondary homes, 25% for investment properties
Interest rate: fixed
Loan term: 30, 20, or 15 year
Maximum loan amount: $510,400
Mortgage insurance required with down payments less than 20%

Conventional jumbo mortgage: primary residence, year round second home

Down payment varies based on occupancy, credit score and maximum loan amount
Interest rate: fixed
Loan term: 30, 20, or 15 year
Loan amount: $510,401 – $2,500,000
Servicing released

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*Loan programs and terms are subject to change.