Housing Our Workforce

Want a 2-to-1 match on your down payment?

The Housing Our Workforce Program assists eligible homebuyers with a one-to-one match for down payment made at the time of purchase—up to $20,000!

Here’s what you need to do:

  • Talk to one of our hometown lenders
  • Earn more than 80% and up to 120% of the area median income
  • Attend homebuyer education counseling
  • Contribute at least $500 toward the down payment
  • Meet all program eligibility requirements

What homes are eligible?

  • Single-family, owner-occupied units that are intended as the primary residence of the homebuyer
  • Owner-occupied, 1–4 family properties, townhouses or condominiums and modular homes
  • Properties located in a National Bank of Middlebury lending area
  • Homes are subject to purchase price limits

Grants are subject to a five-year retention agreement and are forgivable once expired.

Interested? Please contact a lender at 877-508-8455!

Member of and funded by FHLB Boston.