Privacy Notice & Online Privacy Statement
Privacy Disclosure – Notice of your Financial Privacy Right
We value your business and work diligently to protect the confidentiality and security of your personal information.
Federal law requires that we report to you the manner in which we collect and share your personal information. It also prescribes the form in which we do this. The information and prescribed format are below.
If you should have any questions about information displayed below please Contact Us. Thank you.
Who we are
Who is providing this notice?
National Bank of Middlebury
What we do
How does National Bank of Middlebury protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank of Middlebury collect my personal information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial or non-financial companies.
- Community Financial Services Group
- Middlebury National Corporation
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. NBM does not share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. NBM does not do joint marketing with non-affiliates.
Other Important Information
This notice describes our current information privacy policies and practices, but we reserve the right to make changes in them in the future. You will be notified in writing of any change.
This Notice of Your Financial Privacy Rights does not apply to business customers and is not intended to create a contract or to enlarge the bank’s legal obligations.What does National Bank of Middlebury do with your personal information?
|Facts||What does NBM do with your personal information?|
|Why||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What||The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, income and address, Account balances, payment history, and account usage, Credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice.
|How||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons National Bank of Middlebury chooses to share; and whether you can limit this sharing.|
|Facts||Does National Bank of Middlebury share?||Can you limit sharing?|
|For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes—to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||NO||We do not share|
|For our affiliates’ everyday business purposes—information about your transactions and experiences||NO||We do not share|
|For our affiliates’ everyday business purposes—information about your creditworthiness||NO||We do not share|
|For our affiliates to market to you||NO||We do not share|
|For non-affiliates to market to you||NO||We do not share|
We value your business and work diligently to protect the confidentiality and security of your personal information. Federal law requires that we report to you the manner in which we collect and share your personal information. It also prescribes the form in which we do this. If you should have any questions about information contained on this page, please contact us at (877) 508-8455.
Online Privacy Statement
Keeping financial and personal information secure is one of our most important responsibilities. National Bank of Middlebury is committed to protecting the information of our customers and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.
This online privacy statement explains how we collect and use information you provide through your interaction with the National Bank of Middlebury website and mobile applications. It does not apply to information obtained by other methods or controlled by other agreements such as our general Privacy Notice outlined above.
When you visit our website, we may collect and store information about your visit on an anonymous, aggregate basis and use it for internal review purposes only. This information may include the date, time and length of your visit, the pages you visit on our website, the web browser used, the domain from which you access the internet, the Internet Protocol (IP) address (to determine location), links clicked and conversion information.
National Bank of Middlebury may use the information we collect to analyze and track data, determine what content is most popular, measure the number of visitors to different sections of our website, and assist us in making our website more useful to consumers based on their interests.
The anonymous information about your visits may be collected by using various technologies, such as cookies. Cookies are small text files placed on your computer or other devices you may be using, such as a tablet or smartphone when you visit a website. The cookie is a randomly generated 18-digit ID number that uniquely identifies a web browser on a specific computer, but is not used to identify an individual person. Cookies allow a website to recognize a particular device or browser and remember information about that device’s preferences when visiting the website again.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. If you block all cookies, you may find that certain features on our website will not work properly.
Links to Other Websites:
Our website contains links to other websites for your convenience and to help you obtain additional information about a product, service or topic. Examples of sites to which we may link are LoanWebCenter, Main Street Checks, MortgageWebCenter, and the FDIC. We are not responsible for the data collection practices, privacy practices or content of any third-party website to which nbmvt.com links. We invite you to review the terms and the individual privacy policies of any third-party website you visit.
National Bank of Middlebury will never contact you electronically (phone call, email, text, etc.) to obtain your information. Any such communication should be reported to the bank immediately. National Bank of Middlebury will never ask for private information to be sent via unencrypted email.
National Bank of Middlebury Mobile Applications
The following permissions pertain to the use of the National Bank of Middlebury NBMVT mobile banking app & NBM Card Control app:
|Camera||Allows access to the device’s camera for mobile remote deposit|
|Location||Allows access to location to collect, transmit, and leverage geolocation for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activity|
|Contacts||Allows access to contacts on the device for P2P recipients|
|Notifications||Allows application to send real time alert notifications for requested account events|
Children’s Online Privacy:
Our website is a general audience site, and we do not knowingly collect personally identifiable information from children under the age of 13 without parental consent. Should a child whom we know to be under 13 makes known to us his or her personally identifiable information, we will use that information only to respond directly to that child to inform him or her that we must have parental consent before receiving his or her personally identifiable information.
We recommend using either Microsoft Edge, Safari, Chrome, or FireFox to access Online Banking. The Safari browser works on some models of Apple devices. If you are unable to access our bank website using Safari on an Apple device, the Google Chrome browser is compatible with both Apple devices and our online banking application. We recommend Microsoft Edge to access the eCorp application. If you use another type of browser, you may not be able to access Online Banking or eCorp, or your connection may not be as secure.National Bank of Middlebury is committed to protecting your personal information and privacy. We use Secure Socket Layer (SSL) technology to encrypt your data and provide server authentication and message integrity, allowing you to bank safely and securely online.
Changes to this Online Privacy Statement:
National Bank of Middlebury reserves the right to amend this Online Privacy Statement as needed to reflect legal and regulatory changes, technological advancements, or changes in National Bank of Middlebury practices.
How to contact us about this Online Privacy Statement:
If you have any questions about our website or this privacy statement, please contact our Customer Support Team, 1.802.388.4982