Privacy Disclosure
Notice of your Financial Privacy Rights
We value your business and work diligently to protect the confidentiality and security of your personal information.
Federal law requires that we report to you the manner in which we collect and share your personal information. It also prescribes the form in which we do this. Attached is that form.
If you should have any questions about information displayed below please contact me or any one of our staff. Thank you.
Who we are
Who is providing this notice?
National Bank of Middlebury
What we do
How does National Bank of Middlebury protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank of Middlebury collect my personal information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial or non-financial companies.
- Community Financial Services Group
- Middlebury National Corporation
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. NBM does not share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- N/A
Other Important Information
This notice describes our current information privacy policies and practices, but we reserve the right to make changes in them in the future. You will be notified in writing of any change.
This Notice of Your Financial Privacy Rights does not apply to business customers and is not intended to create a contract or to enlarge the bank’s legal obligations.
What does National Bank of Middlebury do with your personal information?
| Facts | What does NBM do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, income and address, Account balances, payment history, and account usage, Credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice. |
| How | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons National Bank of Middlebury chooses to share; and whether you can limit this sharing. |
| Facts | Does National Bank of Middlebury share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes—to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | NO | We do not share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | NO | We do not share |
| For our affiliates’ everyday business purposes—information about your creditworthiness | NO | We do not share |
| For our affiliates to market to you | NO | We do not share |
| For non-affiliates to market to you | NO | We do not share |
We value your business and work diligently to protect the confidentiality and security of your personal information. Federal law requires that we report to you the manner in which we collect and share your personal information. It also prescribes the form in which we do this. If you should have any questions about information contained on this page, please contact us at (877) 508-8455.
