Personal Banking | Personal Loans

National Bank of Middlebury has all types of personal loans to meet all of your needs. We’ll be happy to help you find the loan that’s right for you.

Here is a menu of the many loans we offer:

  • Automobile Loans
  • Recreational Vehicle Loans
  • Boat and Motor Home Loans
  • Unsecured/Personal Loans (Energy Improvement Loan)
  • Green Advantage Loan 
  • Loans secured by NBM Certificates of Deposit
  • Loans secured by Stock
  • Overdraft Protection

For more details and rates on any type of loan, call or visit one of our lenders for expert advice.

Loan Applications Click on this link to complete your application.

  • Rates are subject to change at any time
New Auto Loans Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
2014 48 months 4.80 $22.94
2014 60 months 4.80 $18.78
2014 72 months* 4.80 $16.01
** Add 0.50% to all interest rates without automatic payment
* Minimum loan of $25,000.00 for 72 month financing
Used Auto Loans Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
2013 60 months 5.10 $18.92
2012, 2011 48 months 5.60 $23.30
2010 *** 36 months 7.10 $30.93
2009 *** 24 months 12.30 $47.22
*** 20% Down payment required
** Add 0.50% to all interest rates without automatic payment
Recreational Vehicles *** Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
ATVs, Snowmobiles, Motorcycles, Boats, Campers, Motor Homes
$50,001 & above 120 months 5.80 $11.00
$25,001 to $50,000 84 months 5.50 $14.37
$15,001 to $25,000 60 months 5.70 $19.20
$10,001 to $15,000 60 months 6.50

$19.57

$5,001 to $10,000 36 months 7.90 $31.30
$2,000 to $5,000 24 months 13.10 $47.60
*** 25% Down payment required
** Add 0.50% to all interest rates without automatic payment
Green Advantage Energy Improvement Loan **** Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
$1500 to $2500 Up to 2 years 5.00 $43.88
$2500 to $5000 Up to 3 years 5.00 $29.98
$5000 to $10,000 Up to 5 years 5.00 $18.88
**** To apply click on Loan Applications and select Unsecured/Personal Loan
** Add 0.50% to all interest rates without automatic payment